What We Do
Financial planning is not formulaic.
It is an ever-evolving process that is unique to each individual. Like your health, a solid financial plan must be monitored and maintained throughout your life. We at Orazio Financial Services seek to maximize your potential as an investor by revisiting our planning process during each review. Your success is our success and we look forward to helping you accomplish your goals.
We provide professional consultation in the following areas:
Financial Planning
Investments
Insurance
Financial planning is more than simply investing in stocks and bonds. It includes a holistic approach to the finances of your life.
- Retirement Plans
- Tax Plans
- 401(k) Planning
- 403(b) Planning
- College Plans
- Estate Plans
- Money Purchasing Plans
- Profit Sharing Plans
Investments comprise a large portion of the planning process because they constitute the main driver of returns. More important than the selection of the investments is the overall direction of the strategy.
- Bonds
- Common Stock
- Mutual Funds and ETFs
- Government Securities
- Treasury Bills, Notes, Bonds, and STRIPS
- Variable, Fixed, and Fixed Indexed Annuities
- 529 College Savings accounts
- Educational IRA
- Traditional IRA
- Roth IRA
- SEP IRA
- Simple IRA
- Brokerage Accounts
Although insurance does not carry the same cache that investments do, it is no less important in the planning process. Insurance is the risk management tool used by many planners to protect clients from the uncertainties in their lives.
- Disability Income Insurance
- Life Insurance
- Long-Term-Care Insurance