Welcome to Orazio Financial Services!
Our site has been updated to enhance your experience with our firm. On our site, you can:
We are very proud to announce a new affiliation that will continue to support our firm in our efforts to provide you with best in class products and services.
As you may know, advisors like us are required to affiliate with a broker/dealer. Since 2004, that affiliation was with National Planning Corporation (NPC). We had a successful relationship with them as they assisted us with the wealth management of our client’s accounts. Unfortunately, they decided to sell their broker/dealer network to another broker/dealer, LPL Financial (announced 8/15/17). After that announcement, we began a significant review in the independent broker/dealer community, including LPL, to find an affiliation that would best fulfill the needs of our clients and allow us to provide the high level of products and services you have become accustomed to. After careful due diligence, we have selected Commonwealth Financial Network®, the nation’s largest privately held broker/dealer to be our partner.
There are many reasons we selected Commonwealth, but chief among them are:
- The firm is committed to independence and highly personalized service, a philosophy that matches the spirit of our organization since 1991.
- They are privately owned which means their focus is on their advisors and their clients, not shareholders as in publicly owned broker/dealers, such as LPL.
- The firm has a history of sound business practices and a reputation for integrity that we believe represents the best of our industry.
- Their technology is state of the art, providing new services to you such as access to your accounts on your mobile devices and the ability to sign documents electronically. For OFS, we now have access to research from prominent investment firms and managers and a suite of tools to enhance our wealth management of your accounts.
During this transition, expect no change in your personal relationship with us or the level of service we provide. Your relationship is important to us and we will continue to serve you as we have in the past. This transition, however, will require new paperwork to affiliate your account with our new broker/dealer. Please let us know if you can come in to sign the paperwork to transfer your accounts to Commonwealth, otherwise if not, expect to receive the necessary paperwork in a UPS envelope in the mail in the coming days with a pre-paid envelope back to us for processing. Transition related charges, if any, from NPC will be reimbursed to your account after it has been received at Commonwealth.
Directors and Officers Liability Insurance
Not only can D&O insurance provide financial protection, but it can help improve an organization’s decision-making.
Test Your Life Insurance Knowledge
How much do you know about one of the most important tools you have to help protect your and your family’s financial future?
Tips for Finding Care for Your Special-Needs Child
The care of special-needs children continues into their adult years, and may survive the passing of their parents.
There are a number of reasons for business owners to consider a business succession plan sooner rather than later.
Important items to consider when purchasing condo insurance.
Knowing the rules may help you decide when to start benefits.
For some, the social impact of investing is just as important as the return, perhaps more important.
Can you keep up with your children’s mobile slang?
What’s the deal with your yearly free credit report?
This calculator shows how inflation over the years has impacted purchasing power.
Assess whether you are running “in the black” or “in the red” each month.
This calculator will help determine whether you should invest funds or pay down debt.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Estimate how much income may be needed at retirement to maintain your standard of living.
Enter various payment options and determine how long it may take to pay off a credit card.
There are some key concepts to understand when investing for retirement
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Learn more about taxes, tax-favored investing, and tax strategies.
Investment tools and strategies that can enable you to pursue your retirement goals.
The importance of life insurance, how it works, and how much coverage you need.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
What is your plan for health care during retirement?
Learning more about gold and its history may help you decide whether it has a place in your portfolio.
What are your options for investing in emerging markets?
Agent Jane Bond is on the case, discovering how bonds diversify a portfolio.
In life it often happens that the answers to our most pressing questions are right in our own backyards.