Welcome to Orazio Financial Services!
Our site has been updated to enhance your experience with our firm. On our site, you can:
- Read news and information from the financial world
- Learn strategies and techniques used in Investment, Retirement, Tax, Insurance, and Estate planning
- Become informed on company news
- Access your portfolio at Orazio Financial Services
We have also included links to useful financial websites and calculators for auto loans, mortgages and college education costs. We hope you enjoy the new features…and our new look!
This year, 2016, marks the 25th anniversary of the founding of Orazio Financial Services (OFS). We are proud of the commitment we have made in providing the highest level of advice and personalized service to our clients. We work for you, not someone else. If you are an existing client, thank you for the trust you have placed in us to help you achieve your goals. If you are new to us, welcome to our family. We invite you to explore our new site and get to know us.
We are proud of the impact we have made on our client's lives and the community that has supported us over the past two decades. Here’s to another 25 years!
Paul V. Orazio, CFP®
President and Co-Founder
Assess Life Insurance Needs
How to help determine life insurance needs to provide for your family after you pass away.
Six Most Overlooked Tax Deductions
Six overlooked tax deductions to help manage your tax bill.
Insurance Needs Assessment: For Empty Nesters and Retirees
Do your insurance needs stay the same when the nest empties?
The true cost of raising a child may be far more than you expect.
Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.
One way to find money is to examine your current spending habits and eliminate money wasters.
When considering life insurance, it's important to understand your options.
Retirement income may come from a variety of sources. Here's an overview of the six main sources.
An inside look at how marginal income tax brackets work.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Assess how many days you'll work to pay your federal tax liability.
This questionnaire will help determine your tolerance for investment risk.
Estimate how much you have the potential to earn during your working years.
Estimate the total cost in today's dollars of various mortgage alternatives.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
Principles that can help create a portfolio designed to pursue investment goals.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Learn more about taxes, tax-favored investing, and tax strategies.
There are a number of ways to withdraw money from a qualified retirement plan.
The importance of life insurance, how it works, and how much coverage you need.
Investment tools and strategies that can enable you to pursue your retirement goals.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invest instead?
Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
Agent Jane Bond is on the case, infiltrating the world of bonds.
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
Here are five facts about Social Security that might surprise you.
The decision whether to buy or rent a home may have long-term implications.